Buildings Insurance

Buildings Insurance



As an insurance broker we can save you literally hours of time and ultimately provide you with a lower quotation than you may obtain directly from an insurer. Instead of spending your own time searching online for the best buildings insurance quote you can simply complete one short form with us and then we will approach several insurers on your behalf to ensure we provide you with a competitive quotation.

The term buildings insurance could refer to several different types of policy, obviously in simple terms you will want to provide cover for your buildings against major perils such as fire and flood but there are different policies depending on if you live in the property or if you were to let the property for example. When arranging your insurance for buildings we recommend that you carefully read the keyfacts and quotation details before proceeding with any cover to ensure it meets your demands and needs.

When insuring your buildings in the UK you will need to know an accurate rebuild figure(sometimes referred to as the re-instatement value) of the property which will be the buildings sum insured. There are several tools online such as that offered by the association of british insurers which will offer an estimate of your buildings rebuild value but the only accurate way to obtain this figure is to have a full buildings survey performed by professional surveyors. Failure to have your property adequately insured under your buildings insurance policy could result in any claim being repudiated. If you have a mortgage on your property then you may find that the lender has carried out their own survey which includes a figure to use for buildings insurance, this sum should take into account costs such as site clearance.

Whether its landlords buildings insurance or home buildings insurance that you require we will be able to provide a competitive quotation from a range of different insurers. Rather than having to complete multiple quote forms with different companies you can simply complete one short form with ourselves and we will then approach many insurers on your behalf to find you a great deal. Another benefit of using a broker is that we can provide advice with regards to the cover offered so if you are unsure on any details you can simply refer to our experienced staff members.
Buildings Insurance