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Buildings only InsuranceAs a broker we understand that sometimes you want just plain and simple buildings only insurance to cover the property against perils such as:
When insuring your buildings only you will need to know what the rebuild value of the property is, usually this figure is significantly lower than the sale price although this isn't always the case. The best way to obtain the cost of rebuilding the property is from a professional building survey which many home owners have before purchasing a property or their mortgage provider does. It is important to check whether the insurer you're looking at includes items such as carpets and curtains in your buildings only insurance since many insurers do actually consider these items as contents. We highly recommend that you read the keyfacts and quote details carefully to ensure the cover provided is enough for what you require. |
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